I agree with John Kampfner's article in the Daily Telegraph, writes Mrs. M. He says Brown has allowed Britain to become a global capital of ‘crooks and spivs.'  There are now two sectors, one the ordinary people who have to adhere to strict laws in their financial dealings.  The other is global finance Britain where corporate boardrooms ruthlessly pursue short-term profits.  This sector allows banks to misuse investor's money, corrupt practice is not punished, rewards are not linked to performance, and shareholders have no clout.

Many of us believe the economic crisis is not just the result of the over-leverage in American mortgages and the surge in the price of oil.  It's the lack of any kind of control on irresponsible behaviour in the City of London.  There is no debate about the activities in the banking sector.  Misdeeds are justified by the ridiculous defence that it would damage the City's reputation to take punitive action.

Most of us who are suffering the results of the credit crunch blink in bewilderment as huge bonuses are still handed out, and more and more billionaires are created.  Most investors believe companies should be forced to behave better and to be more accountable and transparent.  When will the City get it's come-uppance, and banks and the corporate sector as a whole experience stronger regulation?